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@jimmyk Yea I have a separate investment fund for growth/higher risk play, so I'm not confused with my intent here. It depends on the size of the cash account. 1% p.a. difference for a RM 50k cash account is RM 500 a year, significant enough for me to expend time to find an optimal platform...

@karubin Thanks for your response! Yes most likely will try out KDI soon

@karubin Yea plus their investment funds have relatively high management fees (1.5%). them hiding the fact that it's limited to 10,000 users in the T&C is disgusting

@rukundo Hi I didn't know about this.. Good shout! I wish I had done this before the Fed is close to ending their tightening campaign. Personally feel like the USD conversion at ATH is not a good idea especially with rate cuts in the horizon which will strengthen MYR and reduce the cash...

@johndaniels Thanks for your kind and detailed advice sir! Your wisdom is much appreciated here. Hope you are enjoying a good retirement hehe DCA has been proven to work well but I'm always tempted to be too smart 🫣 agree on the diversification, risk levels and staying out of debt i.e. living...

@johndaniels Sorry not in Forbes 30 under 30 🫣

@joiner007 Thanks for calling these out! Will have a look

@amanda88 Hi, thanks for calling this out! That's a decent idea especially if executed towards the start of the monetary tightening cycle. Personally I think the anticipated rate cuts would strengthen the ringgit near term. I'm not sure if the returns would be worth it if I convert to USD near...

Hi all, It was announced today that the existing 4% promo is coming to an end next month. It will be replaced by a inferior promo that will require you to setup auto-debit into Versa Invest (NOT Versa Save/Cash) to get an additional 1% on top of the base rate for the initial RM 10-30k...