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@lovegod033 Am I reading that correct as you're invested in 75 different funds at the same time? Seventy-fucking-five funds? With a total of less than 12k €? Why?

@amichan That's of course possible but you're covering (almost) the whole market with IWDA + EMIM (or EIMI to include EM Small Caps) already. Adding more ETFs won't give you a wider diversified portfolio but just focus it on what you'd add as satellites. "Ignoring the rest of the market"...

@danielson0101 How can someone ignore the market when they invest in worldwide diversified funds instead of niche products? Isn't the one investing in single sectors the one who's ignoring the market?

@jess1975 Simple math: (a+b)*x = a*x + b*x In terms of compounding it doesn’t matter how much your investments are split into several funds.

@hummel2 You could just lump sum everything with one saving plan execution and stop it afterwards.