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@maxamir Buy a house for the weekend (a chalet), you can get that a lot cheaper than 1 Mio. and invest in it gradually for the tax. You can use it with the kids and therefore save for vacay costs but also rent it if you want additional income.

@kevin__huang Thats not true. Regulations says min 25% downpayment. 1. Grade Hypothek covers 66% and then you can take for the rest (so up to 19%) a 2nd grade one where you also have to pay back the hypo not just the rates