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@kingse Just to add an old comment here I have a flat and didn’t have this issue when opening account but was looking at just a credit card with them for ease - what address issue did you have? (I’ve had issues myself before with the flat being on a separate address line which didn’t match the...

@woody77 Because your credit score means absolutely tosh and you’ve just found out. It’s your report that matters and overall history. HSBC don’t see your Credit Karma/Clearscore/MSE score, just as they don’t see your Transunion/Experian/Equifax score. They’ve give you a generic answer, they...