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@feudum €450 or no repayments is your current situation. Getting into a €450 PCP on a second hand hybrid seems a little crazy in my view. I know someone who recently bought a hybrid Corolla and regrets the decision. Stick with your diesel for now. The car market will be a different place in 6-12...

@sicky12 I took out a 15k loan with them at 7.5% but repaid it as quickly as possible. The app is great for clearing the loan as you can pay off additionally to your agreed monthly repayment. I’m at a point now where I’m avoiding getting another loan.