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@andrew_x7398 Thank you sa info at idea...di ko alam na pwede pala magpapalit ng FA...you got me something to think about at magawan ng aksyon agad.

@andrew_x7398 thank you for clarifying though kinulit ko na ng kinulit yung FA ko since ng makita ko na mababa during the first 2 years pero lagi lng sinasabi na minomonitor nya daw which now i highly doubt that ginagawa nya nya...ngayon ang bukambibig is dahil daw kase sa pandemic...umaaksyon...

is there anybody here who have experienced getting a VUL policy from Sun Life and instead of earning some in the invested money ends up with a lesser and lesser fund value that can be cashed out later on? makes you feel like you have been scammed by such company, they have already made profit...