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@mudpuddle in germany banks offer upwards of 3.5%, while ABN AMRO and ING in the Netherlands for example is 1.5%. The Dutch consumer authority was even saying they will start to investigate why the interest rates are so low in the NL

Based in the NL. Due to work bonus and some savings I find myself with a surplus of cash of about EUR 35k, which I was planning for purchasing a house, but that may be delayed as I am not sure I am staying in the NL. Around 3 - 5 k will keep as available cash / savings account. But otherwise...