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@spottedcatlover Yes, you also need to notify both insurance and inform them about the other insurance plan

@spottedcatlover Insurance A is your primary plan, you’ll have to get a Prior-Authorization. Also any medical care you’ve gotten since the day insurance A became active - all those claims need to be resubmitted to bill insurance A first, and then insurance B as secondary.

@seatpost12 The wording saying the overall deductible must be met before they begin to pay is weird to me, I’d reach out to HR for clarification, I’ve never seen a play say that. With my family plan my child hit their max OOP last month ($3k) & all her bills are covered through the end of the...