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@jarkody Often even if you end up needing to pay a few grand out of pocket, as the premiums are so much cheaper with a high deductible plan, you still come out ahead. That said, ideally your possible out of pocket costs shouldn’t be more than you are able to pay. Compare any plan options to see...

@sarath I've never heard of this. I'd ask them to point you to where exactly in your plan documentation you can find this info.