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@deardoris Pretty much, i wouldn't be terribly concerned about it.

@deardoris If its a lease, the full settlement goes to the leasing company. As they typically are the only ones listed on the title. If there is a difference between what is left on the lease and the settlement that typically is for the leasing company to figure out as the insurance company goes...

@mazing What state are you in? That would assist with prividing suggestions/feedback