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@janerollag Don’t think that you’re ‘behind for 28’— there’s no place that you should or shouldn’t be. Every financial situation is unique. What caught my eye here is the 800$ food/clothing/fun entry. That’s more than you’re paying for rent. I’m not sure how that number breaks down, but it...

@josh0302 Have a look at the sidebar. It’ll detail your best course of action.