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@hope360 Usually the only time we dispute who was at fault is when the descriptions of the accident are different. Then we have an obligation to believe our insured more than a claimant unless there is hard evidence otherwise. Most of the time fault is pretty clear and there is no dispute...

@hope360 In CA they cannot cite you if they dont see the infraction. Based on the accident as you describe it you have no liability to car 3 so they will not come after you for anything. Assuming that driver 3 tells their insurance company the same thing as you say here then driver 3 will...

@kingdomincreseguy A large portion of the degrees I see people getting aren't an investment in their future either. Although OPs is, but his loans are excessive, even for a dentist.

@notsure411400 You're probably looking at $7-$8k in damage ... This can vary quite a bit depending on the shop you take it to but that should be about the average. It's a pretty normal hot where you were on your brakes so your front end dipped under the other cars bumper which is why it looks...