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@noothername It’s a common characteristic. They also have huge limitation that are overseen by those who promote them over IRA’s. And no, subs are tribal. It’s common to get downvoted for some topics that go against tribal narrative and not every one of those is wrong. But all said, HSA’s...

@noothername Yea. I mean no point debating it because anything even remotely negative or nuanced about an HSA gets downvoted to the nether here, which is why I think they are overrated (not bad). But yea, Fidelity would be a better choice for sure. We have HealthEquity or whatever it’s called...

@kshell You are not missing anything. HSA’s are good but have been grossly over hyped by this community. They are not “better” than an IRA (which is more flexible and likely has better fund selection).