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    Are these good rates?

    @carnelia I'd say that if you accept, ask for a rate reduction when your health improves. Most carriers will allow nonsmoker rates once you're a year nonsmoker. As for your type 2, they rate based off your history (a1c, build, diagnosis date, and lifestyle). Of your a1c was high, work on that...
  2. P

    Should I surrender indexed universal life insurance policy?

    @dory69 Lol yes. I'm an internal wholesaler. So, not directly to clients. I sell through agents. Great starting point though!
  3. P

    Should I surrender indexed universal life insurance policy?

    @dory69 I think you can definitely get a job. I got a job in sales with just CS experience. LOL
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