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@bingo25 I don’t get the point you’re trying to make.

@bingo25 Insurance isn’t personal. It’s stats.

@henrysamuel I tried to commit fraud, realized I was going to get caught and withdrew the claim is not the defense you think it is.

@henrysamuel No. You already tried to commit insurance fraud by purchasing the policy after the accident and trying to get coverage afterwards. This is going to put you in a very high risk pool. If you still want to drive I’d recommend contacting an agent that can connect you to a non-standard...

@vprasadg It’s really not car parts are stupid expensive and medical bills aren’t getting cheaper either.

@cobondservant Cops aren’t insurance agents and they can’t possibly know every company’s underwriting guidelines. Hell I don’t even trust cops to make correct liability decisions after an accident.

@namaoza I mean that increase is hardly surprising you’re swapping a 17 year old vehicle for a brand new one that’s going to be more expensive to repair if you’re ever in an accident. The good news is you have great coverages so doing comparison shopping should be easy.

@enginehead Report it to your insurance and figure out if you have Gap coverage. I’m assuming it’s in a tow yard in which case this needs to be reported yesterday. The insurance company will want to get the vehicle out of the tow yard asap and if you keep delaying they may make you responsible...

@sirenoftherocks It’s a collision, but the good news is that a lot of insurance companies consider potholes to be non-fault losses.

@thecurious People always feel their car is worth more than it is. And list prices are pretty garbage. I can list my 2019 Camry for 50K on craigslist, that doesn't mean anyone will buy it for 50K. You're doing what you can by pointing out the flaws in the CCC report, but CCC is pretty much...