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Original post on r/IndianCreditCards

@overthehill You can't till the ban is in place. Only upgrades are allowed.

@barelohim Yes. Infinia is great. Especially compared to Freedom card which is entry level. They have been offering free upgrades to Infinia and Regalia after the ban. I previously held a free card with them and there were no hidden charges. So you can go ahead with confidence as they have a...

@domnino I think it is revoked now. Old cards which had it are still enabled. When I got offered upgrade to Regalia that's what the bank rep said. Will take a look again once pandemic ends because till then I find Millennia sweet.

@domnino Don't know about ICICI. Only CC for it so I do not access regularly. Yeah, I am hoping for a free lifetime upgrade rather than upgrading myself as I don't want to pay annual fees for premium.

@domnino Outages were actually a lot. Last year it was almost a whole week where mobile banking was inaccessible. I don't think the decision is wrong but still sad development. What is flt btw?

@domnino Yeah. A sad development.

TL;DR: Great for those who spend money online and would like rewards against statement balance and simple conversion Rewards: 5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy (minimum transaction size of ₹2000) – Max points 750/cycle 2.5% CashBack...