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@kingly342 I currently stay near Lugano, in Ticino I'll check more about this Thanks!

@kingly342 For now i get less than 120k, let's say around 100k more on less

@christcamebackfromthedead Thanks for the comment! As the other guys commented they made me notice that i forgot a point about me not being a Swiss Citizen and so the 3a probably won't make the most sense!

@ptmladybug Oh ok, I missed the part about the withdrawal! You mean like an Income protection insurance? I think I have a stable job, and even if (hope not) it would happen that i lose it I am pretty sure that as a Software Engineer I can find it quickly. Thanks for the comment!

@ellen14 Oh ok Thank you! Yes for sure I will research a little bit more. I was asking myself if VT was still a good choice for the general person. About the 3a. I forgot to mention probably an important thing: I am an Italian Citizen staying in Switzerland and for Now i do not have the C...

@evanjroberts Oooh ok, dammit. I will take that into consideration. Thanks!

@evanjroberts I am an Italian Citizen staying in Switzerland and for Now i do not have the C permit, i have to wait 3/4 years still. Does the tax at source "nullify" the tax savings in 3a?

Hey guys! Thanks in advance for anyone who takes the time to read. I know you probably see something like this every day ahah. Some context: I am 27, work in IT and live alone for now but with partner incoming in the near future to stay (partner does not work for now). I think I have a pretty...