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@duke7779 I work in pensions and that's a shockingly bad deal. I do work with a scheme that does the 10% of what you pay as well and it's so hard to build a pension like that. For companies to start pension schemes they at a minimum have to either pay for the setup & administration of the...

If you die before retirement your benefit is paid to your estate. The Trustees of the scheme decide on how your death in service benefit is paid, but they look at your wishes form if you complete it, marriage, dependents, wills etc to decide. Actual benefits take longer to pay out as they have...

@alissa If the pension is tied to your employment and your employer is paying contributions it's not likely it's a PRSA. You have to get an annual benefit statement for it regardless and it will state on the document if it's a pension scheme or PRSA. If you have less than 2 years pensionable...