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    How do you motivate yourself to save and pay off debt?

    @tosee2know I do have a therapist and I take Adderall (as well as antidepressants and stuff of that nature). Helps me focus, doesn't seem to help with my spending, though! But I AM working with a therapist on the spending. It helps to talk to someone about my financial choices, come to think of...
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    How do you motivate yourself to save and pay off debt?

    @christlovrrrr I mean, I MAKE a monthly budget, but I don't exactly follow it. If I run out of money, I check my credit cards to see how much my last minimum payment brought them down and use that money. So my minimum payments don't actually get me anywhere at the moment. Vicious cycle.
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    How do you motivate yourself to save and pay off debt?

    @shan123 That's a great idea, about watching the number go down. I know roughly what I owe, but I don't keep tabs on it every month. Midway through high school, my school introduced a system called "Pinnacle" where you could see your grades online, and the mathematical breakdown. My grades...
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    How do you motivate yourself to save and pay off debt?

    Hi all, So, I'm in quite a bit of credit card debt and have no savings. I make a good salary ($3k per month after taxes) and I have about $1000 after expenses, so it's not as though I'm unable to pay off debt or save. But I just can't motivate myself to. I have a budget all figured out, but in...
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