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    Advantage of becoming T20

    @hummelav We are in trillion dollars of debts. There's nothing you can contribute to even make a dent on that number. My advice, save up, stay quiet, use your savings sparingly and live a low profile, comfortable, retired life with a small activity/business to do on your free time. That's what I...
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    Financial Loss

    @cookie1720 First thing, DO NOT scold them. Just let out a big sigh and say what's gone is gone. Being angry or emotional won't change the outcome of things. There were people who lost RMxxxK and upwards due to scam, gambling, investments, you name it. Your mom's is a very cheap lesson compared...
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