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My 2021 Mazda cx5 was parked and crashed into by a driver who apparently was drunk driving all while his pregnant gf was in the car. I ended up finding out that the insurance I signed up for didn't inform me it didn't come with collision coverage so I'm stuck with a messed up vehicle that can't...

So when the person is at fault and not trying to justify against that, how long for a parked car Collison would Kemper take to complete. Its been since June, im just hoping i get a payout by atleast feb