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    Restoration company is billing me and not the insurance company!

    @justinlo Generally the mitigation company will come out to assist and have a contract with the customer. They may send the bill to insurance, and insurance may send payment to them directly if your contract allows it, but your contract with them if there is a direction of payment, will likely...
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    Large homeowner claim for water damage, how much negotiation room

    @alan226 Dont look at the number, look at the scope of work. See if it's missing anything. I currently have one from an adjuster who put in for replacement on only half of the damage and forgot to put in the removal for the things being replaced. I've seen flooring be entered as the wrong type...
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