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@johnlinda On a lighthearted note, your exercise sounds like why JL Collins ended up writing his best-seller "The Simple Path to Wealth". Because as it turned out, the teenager in that case (Collins's daughter) actually wasn't the slightest bit interested to hear about finance, and so Collins...

@sharbodie Decide what you want your allocation to be going forward. 2. Sell whatever maintains that allocation while incurring lowest combination of sales charges and capital gains taxes. Since you have some overlapping holdings (like two global stock index funds) logic would favour selling...

@sunflowers24 In Finland, Bank Norwegian is 1.55% as of today. That's without any withdrawal restrictions or costs. There might be something slightly better available, but I don't know.