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    How much does income need to exceed expenses to get a credit card?

    @lindseym1013 Except my question wasn't "why was I rejected", my question was, is there a rough calculation so I can work out how I can get approved next time?
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    How much does income need to exceed expenses to get a credit card?

    @aachen_hexagon Not broke, I have cash and assets and a decent income, I just also have large mortgage repayments and expenses That did not help
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    How much does income need to exceed expenses to get a credit card?

    Posting for the first time so hopefully I don't break any rules. I've recently been rejected for credit card applications for NAB and ANZ (slightly fancy ones with lots of Qantas bonus points). ANZ actually called me and went through all the values I'd put in the application to make sure they...
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