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@lonmarjc Once you give up your tracker, you will never get another, so there's that to keep in mind; you'll be at the mercy of whatever the lenders feel like charging for the remainder of your loan. Locking in for just four years might not be that advantageous if you still have a long time left...

@kerimf This would be a good subject to discuss with an accountant, or the solicitor who your parents are using for their estate planning might be able to help. You might be able to avail of the CAT agricultural relief on the land provided it is at least 80% farmland and will continue to be...