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  1. D

    Bank is offering 4.6% APY - should I park $220k my savings in there?

    @jespy Put it in index funds, you don’t need to pick individual stocks. 220k in savings is a huge waste, you’re losing money.
  2. D

    3.8 rate on mortgage. Pay lump sum or invest?

    @maggiehanley Just stock market index funds like SPY will be fine
  3. D

    30-40k all in Disney stock what do I do?

    @loreec If you want it to be included in taxes for this year (due next April 2024), you need to sell it by end of year. Given that you had no income this year, it's best you realize the capital gain this year so you can leverage standard deduction to wipe out 14k and also you won't have to pay...
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