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@tickingclocker TLDT version: Basically, if your rate of return is anywhere over 2.94% p.a. you should pay by installments. Otherwise, you will be better off pay it up front.

So is that time of the year again and the council rate letter just arrived...Damn you Len Brown.... This is the new council rates for this year so you have an option to pay full rate once with a small discount (0.91% in my case) or pay by 4 installments. So it got me thinking, when it make...