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  1. K

    I acquired a house but I have recently became unemployed. Should I keep the house?

    @anorveyanfellow That’s called being house poor and it just takes one emergency and you’re forced to sell your property at a loss (if you’re lucky) or take on debt. Exactly what happened to OP Edit: also, I’m not saying you have to put aside 12months worth of salary. 6 months worth of expense...
  2. K

    I acquired a house but I have recently became unemployed. Should I keep the house?

    @anorveyanfellow What reason?
  3. K

    I acquired a house but I have recently became unemployed. Should I keep the house?

    @imploreformoore Damn. Then you need to hustle up and find work quick. Good luck
  4. K

    I acquired a house but I have recently became unemployed. Should I keep the house?

    @imploreformoore No downpayment whatsoever? Are you living in that house? Unless you can find work in the next few weeks, you need to give that up. You’ll drown in debt in no time. Let this be a lesson. Never go into a commitment like that without a buffer of at least a year.
  5. K

    Condo Story (For those who are planing to own a condo)

    @ayensu True. I was so naive 6 years ago. Bought a condo because I can afford the downpayment tapos lipat sa PAGIBIG for easier financing. 1st, di ganun kadali mag transfer to PAGIBIG, sobrang daming documents and red tape, sa huli di ko rin nalipat. 2nd I was stuck sa in-house financing and...
  6. K

    BPI UITF Fees will go UP significantly.

    @averagedude Unless you’re computer illiterate and/or just plain lazy, there’s barely any reason for anyone to go for BPI vs buying directly with an international broker. It will literally cost you millions in doing so.
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