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@mrscruz If you have limits concerns I would fire them and use a cheaper company. I doubt it would be possible to find anyone more expensive. Tell them you’re concerned about the cost and they will try to keep it reasonable.

@krsto Yeah Servpro is one of the most commonly used by insurance companies. Personally I find that they overbill but that is not your problem lol. They aren’t preferred with my company right now for that reason. I like Paul Davis Restoration best. Rainbow International is also great. Every...

@krsto If the company you get to do the job is experienced in fire/smoke remediation they should be able to help you make sure you get everything done that you need. Why, after all, would they hesitate to offer more work or services when they know insurance will pay? Servpro, for example, is not...

@krsto I believe ServPro can do everything at most of their locations. I’ve dealt with them before for smoke and water mitigation. The bill will be shocking but let insurance handle it haha Did you have any other questions?

@krsto Your should have a fire mitigation company do the job. They will clean everything from electronics to walls to the hvac ducts. They will run machines to clean the air. In some cases a coat of paint is required on the heaviest hit rooms. It may run 5 or 10 thousand but insurance should...

@abhishek Yeah you’re gonna want to push this to $10K at a minimum. And have agent advise as others have said.

@believer420 You’re talking about what you paid for and what it appraised for…insurance company is talking about how much it would cost to replace it. Maybe you spent $4,000 at the mall or your local jeweler but if you can replace it for $2,000 by going to the right supplier then that is what...

@dani Lol…what

@idahobangbang If it’s a shared fence you will not be able to claim more than 50% to your insurance. Some carriers will reduce the deductible to 50%. However, as someone else said…is it worth it for that small payout when your premium will go up?

@nyki_t If the carport comes along with your apartment rent and is on the same property most likely it could be considered part of the residence premises…like a detached garage. To be safe, I would calculate 10% if your limit and see if that is enough coverage. If not…raise the limit.

@jesus%E2%9D%A4%EF%B8%8Fandwantsthebest4u Yep especially when it comes to insurance rates going up…definitely our fault

@katiemerrell24 Under your own homeowners or renter’s policy or the storage company’s coverage? What was the source of the water?

@jesus%E2%9D%A4%EF%B8%8Fandwantsthebest4u Did you read the post? He says he’s being lowballed…that’s all you need to know!! /s