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    How to get poverty & accumulate wealth and freedom

    @daisy83 Yeah you would, but the house roughly offsets the interest by generating rental income (or equivalently, not having to pay rent). The point is, your net worth is quite high, and you really don't have to worry about such a big rainy day fund, 10-20k would be fine. Also, you have been...
  2. S

    How to get poverty & accumulate wealth and freedom

    @daisy83 This is quite well off, certainly above average, this is absolutely not the sub for you. That said, you should probably invest most of those savings, you're being extremely conservative. Idk the value of your house, but since you're in Auckland i imagine the market could cut in half...
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