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    Should I manage my own 401(k)?

    @neari this is what you should be thinking right now. invest aggressively. aggressive doesn't mean risky. the S&P500 is not risky over the 30-40 years that you likely have until retirement. in the last 40 years there were several major recessions and they were blips on the chart. Heck there have...
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    Should I manage my own 401(k)?

    @pauledwardmorgan I did hold and continued to buy. You keep reinvesting dividends and contributing and you come out ahead much sooner. If you invested 1% of your account monthly, which may or may not be reasonable depending on how much you had saved, starting at the peak of the dot com bubble...
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    Should I manage my own 401(k)?

    @pauledwardmorgan i don't understand why people get scared and sell when the market goes down. that should be the time you're throwing everything you can at it. the market always recovers. just tell yourself you're not ever selling, only buying. the chance of you timing the market is low and the...
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    Should I manage my own 401(k)?

    @catcher2000 the question is why are you holding any bonds at this point? they're 30. that means they have roughly a 4 decade investing horizon starting with $100k. Any "risk" is completely negated by the enormous length of time they're going to be holding these investments. imagine being...
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