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@tbslee If you are under 50 and just want to max out the TSP evenly over the year, Table 1 shows you how much to contribute. Some people who are under BRS want to contribute a little more each month to get more money in the TSP earlier. The problem with that is if you contribute too much you can...

@sammist I'm not sure but I am maxing it out. Being single and living a simple lifestyle helps a lot.

@katan That is correct. The cost of living adjustment is based on the average CPI of the third quarter of the calendar year. For several months it has been likely that the limit will be $22,500 unless something unexpected happened with inflation. The September CPI number was the last piece of...

@napua We can only contribute by percentage of pay. We are not able to specify a dollar amount. DFAS should be able to figure out when we hit the limit and reduce the last contribution. Right now there is a bug in the system and they send too much to the TSP. The TSP is able to catch it and send...

@napua Here is the math behind it for your situation. O4 with 14 years is $8,557.50 this year. The NDAA that is making its way through Congress right now has a pay increase of 4.6%. That means the expected pay next year is $8,951.10 per month or $107,413.20 total. Now take $22,500/$107,413.20...

@katan That is correct. People with the gray boxes would have to change their contribution percentage sometime during the year to both max it out and get the full match in December. For those people, the calculator would probably be useful so they could try different scenarios and find one that...

With the September CPI data the BLS released yesterday, all the information need to calculate the TSP contribution limit for next year is available. Below are the updated TSP contribution tables. Due to base pay going up by 4.6% and the contribution limit going up by about 9.6%, most...

@gentlesheepman I agree the I Find is not the best option for international exposure but it is what we have available in the TSP. The FRTIB was going to change the index it tracks to one that gives much broader international coverage but it was halted for political reasons. Some people in the...

@cbc8171 I have not studied personal finance or investing in any official way, but I have a passion for those topics and I am trying to learn as much as I can while I am still in. After I retire I hope to get into financial counseling, financial education, or something like that.

@siesaw23 Minority opinion here. I think you should have a decent amount in international stocks. The performance of the U.S. stock market over the last 13 years has been extraordinary. However, it is not sustainable forever. Expected returns are lower going forward. There have been times in the...

@trinity50 Here are some questions you should ask yourself first. Are you financially ready to buy a house? How is yoir credit score and what kind of interest rate can you expect on a mortgage? Do you have a down payment? In addition to that, do you have cash reserves set aside for maintenance...

@irishamerican4christ What is the interest rate on the car loan? If it is less than 5% or so, it is probably best not to make extra payments on it. You have a good chance of doing better than that by investing. Is your $3,000 emergency fund enough to get you through for three months if you lost...

@dion1975 This is the first time I heard about the mutual fund window. I hope it ends up happening and the fees for using it are not too high. I follow Paul Merriman and have a strong tilt to small and value in my Roth IRA and taxable account. The lack of value, international small, and emerging...

I was hoping to wait until the IRS published the TSP contribution limits for next year and DFAS published the 2022 pay tables to finalize and post the TSP contribution tables. The National Defense Authorization Act is still stuck in Congress and DFAS is already making TSP changes effective in...