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  1. M

    Advice for Credit Card for Contract Employee and Increasing Income

    @rickinpearland The work expense was not really work expense haha. We got this company trip fully sponsored but still need to topup own money for souveniers and other stuff to buy for travel. I didn't want to go but had to and it did take a good chunk of my budget this year. Haizz.. I should be...
  2. M

    Advice for Credit Card for Contract Employee and Increasing Income

    @lynmorg Thanks for this sound advise. I finally got the credit card but I also discussed about my situation with my dad, how open is he to helping me again and etc. He'd prefer me to not have a CC at all (he uses one too very responsibly) even if I got it. So for now, I'll be accepting my...
  3. M

    Advice for Credit Card for Contract Employee and Increasing Income

    @snugglemantis Hi again, thank you so much the tips. I finally got my last payslip from my previous employer, so was about to apply for other banks CC when I found out the Maybank CC application was successful. I did try the RHB one online but didn't get any personnel contacting me lol.
  4. M

    Advice for Credit Card for Contract Employee and Increasing Income

    @snugglemantis Hi! Thank you for your reply. It's definitely helpful! Yes I do. I might try this out. It's JPA. I have a study repayment to them and I can miss out a few months (this doesn't come out in CCRIS record somehow) but I can't miss out the 31 December due date yearly. So I'm chasing...
  5. M

    Advice for Credit Card for Contract Employee and Increasing Income

    Hi, I'd like to seek advice on applying Islamic credit card: which bank will accept my application? About me: - been working full time for 3-4 years at one place, recently changed job to a new workplace on a contract employment (trying to be permanent after 6 months probation) - i've only...
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