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@daffers234 I find the proposed approach to be a poor choice. The peace of mind benefit from only having one debt would be insufficient to me to cover the additional cost of carrying high cost debt. Putting 9 grand against the credit card instead of the personal loan would save around $65 per...

@rosie99 In my area, an older 3 bedroom house is $275 - $325k in reasonably good condition. A comparably sized new build single family home is likely $450k. A new townhouse or condo would be $350 plus HO fees. It seems crazy to me to pay $150,000 to avoid the need to pay perhaps $30 -$40,000 in...