Hi
Im 34 in £37k worth of debt to 7 credit cards and 1 loan.
Interest is being added to all debt as I am u able to transfer any of the CC to 0%.
My take home is £3k a month and outgoings look abit like this
450 rent
100 g/e
145 car
200 food
700 nursery
76 phone
47 internet
250 wife
1200 debt...