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@pgl Thanks very much. Had a lady direct me at a seminar to something a lot more vague than this page after I had asked. Much appreciated!

@codi Interested in hearing people's opinions here as it's what I pay into. Not much transparency on funds outside of low detail graphs.

@dichthuata2zhanoi5 I would guess it's the fact you are asking for advice and already getting what would appear a free spin through life (pretty much) Unless you have some sort of unmentioned disability, then you are going to get a lot of hate on here. This sub is mostly made up of people who...