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@anotherklutz You can apply for a new product now that will last for 6months (You don't have to complete on it), then when you're current lender offers you a new deal when you have 6months left, you can see what they are offering you. You can then decide if the ERC one is cheaper or not. I only...

@anotherklutz Who are you with?

@anotherklutz Lender have been extending their remortgage times the last week or so. Might want to check on MSE. They have a list

@nedlm10 They can lock something in now that will overlap their existing lender offering to stay on with them when they have 6 months left. Better doing it now and covering all bases