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  1. R

    When people say ‘I’m saving X amount per month…’ what should this include?

    @pleasegodprotectme A lot to unpack here. Savings as defined by Webster: the money one has saved, especially through a bank or investment plan. A 401k is considered an investment plan. Thus, placing money into a 401k is saving. Paying off debt is not considered saving. By incurring the debt...
  2. R

    How can I save money

    @mobezom There is no magic lever that will allow you to change your circumstances and start saving. You have two choices, and only two choices. A) cut expenses. B) find a higher paying job That’s it. That may be a tough pill to swallow and I wish that there was another way.
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