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    Retirement? Never heard of it

    @childofgodharrison I don’t think you need a financial advisor honestly. You just need to change your spending and saving patterns. A FA will cost you a decent amount of money and you aren’t at that point yet.
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    Retirement? Never heard of it

    @childofgodharrison Okay, thanks! I also do apologize, I hope I didn’t come across like I was being rude in my comment! If I did, that was not my intention! 😅 Tone is hard to convey in text.
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    Retirement? Never heard of it

    @childofgodharrison I would recommend seriously cutting back miscellaneous spending. Create a 3-6 month emergency fund with your savings, then divert the money you are saving to your 401k and/or IRA; unless you have a major expense coming up. You each should have an IRA. I reran the numbers...
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    Retirement? Never heard of it

    @childofgodharrison If I understand this correctly, you (combined) are earning $174,108 gross salary, plus an additional $45,948 in untaxed benefits (I am not sure what this entails). But you are contributing $6,000 a year to your Roth IRA and $2,040 a year to your 401k. How much do you have in...
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    Add to retirement or save for a car?

    @dmhanson511 Info: how much do you currently have in retirement? What type of car are you looking at and how much are you considering spending?
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