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@gracegrecia371 😂😂😂 Good one.

@cheryl6397 ....that’s my question. I’m amassing cash because we don’t know what how to use it productively. How do I use it productively?

@saintvron Thank you for the encouragement! I added to my original post that the remaining $3k covers expenses for four people (us, our toddler, our elderly family member). That said, we eat out maybe 4 meals a month, we’re 100% kureg-made coffee drinkers, and I can’t recall the last time we...

@sokor We haven’t contributed to our IRA because we make too much money. Right?...isn’t there a max earning for those? I’m hitting the edge of my knowledge on this here Do typical banks like Chase offer HYSA? I intend to look but I figured I’d ask to see if there was a better option you’d...

My husband and I are in our early 30s and at a crossroads with what to do with our finances. I believe we need to hire a financial advisor and he believes we need to just keep doing what we’re doing (blind saving). We’re in good shape but we agree that we don’t know what we don’t know. Below...