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@miller77 Sure sure. But i went for home loan takeover from existing home loan in SBI. I didnt apply for a new HL. I went with Bank Of Baroda. They had the lowest ROI (8.5 at time of writing this). Their Max Gain-like feature (their scheme is called Home Loan Advantage here) is also pretty...

@iwishtobegood Thank you for your reply. Yes, i visited BoB too last and the features they provide are very close to SBI max gain. Event the interrst rates were very close. Did you ever take a top up loan during your tenure with BoB? The home loan officer said that I need to wait atleast...

Im considering transfering my oustanding home loan (30L) from SBI MaxGain to something similar in another bank. This is to reduce my EMI and increase loan tenure. Ive been going to banks all over town asking for their rates, services and MaxGain like features. So far I've got Citibank...