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@jayy18 First Fixed income doesnt come under capital gains i.e. STCG or LTCG. All fixed income are taxed under normal income slabs in india with some exceptions. Now if u invest in funds u will not realize any gains until u redeem. It can be forever

@jayy18 In that way yes but if u compare it to debt fund u will pay tax when u redeem the units so it will get keep reinvested without any tax

@pell But cost of the flat is less ?

@rocketman101 Yup I guess. Very bad choise if u are in 30% slab

@robo23 50K rental flat will easily cost 3Cr I am guessing. Can you manage that EMI. If yes go for it

@rocketman101 Nope taxed at ur income slab if I am not wrong

@anotherblowhard Where did u buy.

@daregreatly17 Fix a date for all credit cards generally 1st of every month or your salary day pay them off. Dont wait till the last date of due

@anotherblowhard U probably got some amount back in 2-3 days after bond auction. So technically u didnt put 30k

@kuskus1 I moved to tbills for shortterm needs. I dont want to pay the TER for that funds. But u loose liquidity

@ironmike59 Just skimmed feels like contradicting points. What is the gist of the article