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@spodo I also have nothing on my credit from the original bank….as it’s been longer than 7 years. And nothing from ally bank on my credit. I’ve never received any communication from them at all. Until this letter from the irs showed up saying I owed money

@spodo I don’t believe so….my repo was in 2003. I believe my loan was with Wells Fargo.

@spodo I also just recieved one. I have never used ally bank. I had a repo about 25 years ago. But I wouldn’t think that has triggered this. There’s nothing on my credit report that’s even remotely bad. I’m so confused.