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@imcatholic True but I also factored din inflation costs over the 25 years to a certain degree. Holding the money will earn interest but inflation over time would need to be accounted for as 100k today won't be the same 25 years from now. But also I won't die in 25 years most likely (I'm only 34...

@blessbrenda 2.5 Mil. Give us 100k a year for the next 25 years. Could could easily live on less but a comfortable spend without being too lavish is 100k. But also realistically, we'd want a house and that would cost. So maybe factoring that in 3mil would be perfect.