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@raytheon Unfortunately, Teslas are really expensive to repair. Even a minor bump causes $30k in damage, which has been a source of frustration for Tesla drivers lately. That also means that you can get stuck with the bill. Also, I see this a lot where people say “why can’t I just take the...

@antoninconohan If every company doesn’t want to offer their services to you, then there’s something in your profile that makes you completely undesirable to insure. It may be a mistake, but it also might just be how the companies are choosing to proceed nowadays. Most insurance companies are...

@wandereroftruth So you were involved in a very serious accident? It sounds like you weren’t at fault, but that don’t make a huge difference. When they pay out a $22k BI claim, they’re probable to drop you. Other companies will then look at see that your previous policy paid out a large bodily...

@synthesis She needs insurance more than anyone else in the world then. She’s one “oops” away from needing to file bankruptcy and having to live with the PTSD of killing someone while driving.

@raphacam All I have is Google, which I did real fast to give my best answer for OP. I’m not a lawyer so I don’t know the full extent of their laws. Thank you for your added info!

@synthesis If she is at fault in an accident, you would have absolutely zero coverage for any medical expenses you have as a passenger. Same for her, and same for the car. Likewise, she’d be liable for all damages, physical and medical, to the other car which will almost certainly bankrupt her...