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@amytai The only one spewing falsehoods here is you. The market hasn't averaged 10% since the 90's. 2000-2010 was the lost decade where the market had a negative return for the entire decade. 2000-2015 the market returned 8%, not per year, but for that entire 15 year period. It took trillions...

@amytai Oh look he even yells and calls people names just like Dave too. Wait….you could be Primerica…that might be worse than Dave.

@amytai Oh look Dave Ramsey finally made it to Reddit.