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    25 y/o, room rental

    @veenesse This should be covered by your job. I am going to assume fuel cost mostly for your job too. There should also be mileage claim to compensate your car depreciation. No such thing as too "high". More like you decide your budget and look for what is within the budget.
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    3.85% p.a. with Maybank eFixed Deposit-i

    @resjudicata Same thing, put money into it in 2020-2021. Looked and I lost like RM 1.8k on a RM 40k investment even after the dividend. Sold, took my lost and moved on. Btw 2020-2021 everything was going up, I could have threw the money at a meme stock or meme crypto and made money.
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    3.85% p.a. with Maybank eFixed Deposit-i

    @resjudicata Variable fund share by ASB is one of the worst financial products I seen in the market. 1 to 1.5% transaction fee while you can only view the daily share price. They refuse to publish historical price data so you have to manually write it down.
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    3.85% p.a. with Maybank eFixed Deposit-i

    @fcap555 ASB is only good for bumi. Non bumi have to buy the variable fund share which can lose capital.
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    3.85% p.a. with Maybank eFixed Deposit-i

    @righteousbyfaith BS. If like that every bank/stock exchange/investment firm have to apply this system. Don't try to defend a dumb system dude.
  6. I

    Would you take a massive paycut & an unwanted job overseas for your dreams?

    @dazza_73 They think job market in SG still fantastic and they are going to hand him same salary as his last job.
  7. I

    3.85% p.a. with Maybank eFixed Deposit-i

    @cupofjoe1052 Max RM 2k online. Anything more have to go to branch. Really shit system.
  8. I

    For sake of argument, I you get MYR 200k ~ 250k to invest, which investment will you do?

    @bonyjose If fresh next year sure you get full interest.
  9. I

    Would you take a massive paycut & an unwanted job overseas for your dreams?

    @veryhappyman Retrenched from last job and want the same pay lol. Got $3.6k just go la. Can continue interviewing what.
  10. I

    Interest Rate Parity - A Strange issue of SGDMYR

    @singflatly Its a screenshot of a spreadsheet. I am sure you have analyzed the screenshot and figured out the math he's doing. Please share your findings.
  11. I

    For sake of argument, I you get MYR 200k ~ 250k to invest, which investment will you do?

    @bonyjose If the 40k already in there since the start of the year get full interest. The 60k you put today you expect get full interest? Lol. The interest caculated on a daily basis la bro.
  12. I

    Interest Rate Parity - A Strange issue of SGDMYR

    @troubledautisticsinner At least I stated a fact. Better than going around telling people to quit reddit because you don't like their comment. What kind of retard does that?
  13. I

    For sake of argument, I you get MYR 200k ~ 250k to invest, which investment will you do?

    @bonyjose https://www.asnb.com.my/asnbv2_2funds_EN.php Look at the list. Anything under FIXED PRICE section is fixed capital. There's another where it stated VARIABLE PRICE section. Its not an "investment". Its called voluntary contribution. If you have I-EPF can just top up directly. EPF...
  14. I

    really need advice on paying for college

    @sunshine1973 I talking about bank student loan.
  15. I

    For sake of argument, I you get MYR 200k ~ 250k to invest, which investment will you do?

    @tanner1991 Best safe option right now is FD. Some banks already offer more than 3.5% pa. ANSB is only good if you can buy the fixed capital one. The variable capital one is shit even worst than FD atm. The rest depend on your risk appetite but I advise against crypto. I personally use Rakuten...
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    Interest Rate Parity - A Strange issue of SGDMYR

    @troubledautisticsinner Maybe grow a brain before posting. Never mind you don't even have anything constructive to add on.
  17. I

    really need advice on paying for college

    @tru_telr Why never go public uni? My relative just got USM 4 years only cost rm10k. Your best option now is ptptn. Student loan interest rate not low.
  18. I

    Rate my Finance + Need Opinion

    @erniedavid Your finances are tight but the SUV purchase won't kill you. Just less savings. I mean if you can work out this budget, you should know the answer.
  19. I

    Gold jewelry check

    @kathleen726 Used to be old school acid test but even that test also can fake many years ago. Nowadays got machine can scan and determine.
  20. I

    Buying property using a company

    @lukemaster130 https://ringgitplus.com/en/blog/income-tax/everything-you-should-claim-as-income-tax-relief-malaysia-2023-ya-2022.html I don't think buy car can claim as tax deductible. Look at the list, everything in there.
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