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@amethyst86purple Good luck. Just remember that real estate is a great way of getting tax returns. Look into it. You already have stocks and crypto so diversify and go for real estate. You won’t be disappointed, at least I’m not. P.S. this is not a financial advice, just my personal opinion.

@amethyst86purple I have 5 yoe. No tax cut because of marriage. Steuerklasse 1. There is no specific term for the tax cut. Maybe google: Immobilien als Kapitalanlage, was kann ich von der Steuer absetzen. As I said before, just look for an Immobilienberater or Finanzberater. If you were living...

@amethyst86purple I earn about 5.5 netto and I myself look at real estate. Specially in München you have a lot of opportunities. The rates are high but then that lowers the asking price. Also don’t forget that if you end up renting the place you get 42% of Zinsen back from the tax office...