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Appreciate all the input and the knowledge gained 🙏 Follow up question: if I pull out of claim to pay for all damages then would it still show “accident reported” on the VIN?

Hey there ladies and gents, hope y’all are having a great and hopefully can help me as well. Recently I drove over a pothole causing damages to my vehicle and now they’re claiming that it’s a collision. I was under the impression it would be comprehensive as I didn’t technically hit any...