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Also, get a term insurance. Nowadays you can get a crore + worth term insurance for really cheap then what it used to be.

@allspiceberry143 NOT FINANCIAL ADVICE You can try reducing budget on groceries and outings and see if you really need anything before spending money on it. It's also not a bad idea to try some riskier investments since you're still young. You can consider putting a Lumpsum of 2-3 lacs on some...